Underwriting- Domain Trainee Job in Gurgaon at Genpact

Genpact is hiring for the role of Underwriting- Domain Trainee!

Responsibilities of the Candidate:

• Perform KYC Check and Due Diligence Check on Borrowers and Debtors of Client (using LexisNexis)
• Verification of Financial Statement, Bank Statement, and Invoice Report
• Transaction Analysis based on A/R and A/P Reports
• Pull Credit Reports using different Credit Bureaus (D&B, Equifax, Experian)
• Perform financial spreading using financial statements (Company Analysis, profiling, Exposure Consolidation)
• Calculate Debtor Dilution & Concentration
• Manage exceptions
• Create a structured template for financial spreading, Credit Analysis, Fraud Score, Borrower Input, etc. in a predefined format
• Determine Preliminary Credit Score basis the Financial Spreading, Credit Analysis, Fraud Score, Borrower Input, etc.
• Record-Keeping - All the data pulled from Credit Bureaus, Financial Spreading, Fraud Score Template, Borrower Input Template, etc. would be maintained and stored as per instructions of the client
• Interact with customers to inform about Credit analysis decisions and gather additional information if required over phone and email
• Weekly / Monthly Reporting, Dashboard preparation

Requirements:

• Bachelors degree in accounting/finance
• Knowledge of the asset-based lending line of business, borrowing base concepts, and general knowledge of roles/responsibilities of origination, underwriting, portfolio servicing. Knowledge of Credit Analysis, Financial Spreading, Ratio Analysis, Use of Credit Bureaus, Transaction Analysis, etc is mandatory. Banking experience is preferred.
• Effective communication and customer service skills both internally and externally focused and verbal and written, speak up and proactively notifies deal team members on updates. Ability to formulate open-ended questions in either verbal or written format
• Knowledge of Microsoft applications (Excel, Word PowerPoint

Preferred Qualifications:

• Chartered Accountant/ MBA Finance/ M Com