• Proven experience as a Loan Underwriter or in a similar role, with expertise in manufactured housing loans preferred.
• Deep understanding of underwriting guidelines, lending regulations, and compliance requirements specific to manufactured housing.
• Proficiency in analyzing financial documents, including credit reports, tax returns, and income statements.
• Familiarity with loan origination systems, mortgage underwriting software, and document management tools.
• Meticulous attention to detail and the ability to accurately review and interpret complex loan documents.
• Strong analytical skills for evaluating creditworthiness and risk.
• Excellent verbal and written communication skills for clear decision-making explanations and stakeholder interactions.
• Ability to work independently, manage priorities effectively, and meet deadlines in a fast-paced environment.
• High ethical standards with a commitment to confidentiality and data privacy.
• Ability to use the computer system – booting and shutting down.
• Basic level familiarity with Operating Systems (Windows / XP).
• Usage of MS Office suite (MS Outlook).
• Knowledge of browsers (MS Edge, Google Chrome).
• Typing skills of 25 words per minute with an accuracy of 80%.
• Comprehension – ability to clearly understand the problem.
• Analytical & numerical ability – basic mathematics skills and ability to calculate, analyze problem statements/documents.
• Experience in industry-renowned Loan Origination Systems (LOS).
• Fraudguard.