Trainee Credit Officer Job in Allahabad at Utkarsh Small Finance Bank

Roles & Responsibilities :

• Must visit a radius of 200Km within the given Branch.
• Evaluating past due accounts : Ensuring that the delinquency rate of assigned accounts is kept at an acceptable level 
• Visiting the field for collection : Negotiating with clients to get full or partial settlements on past due accounts 
• Following legal processes : Taking legal action against borrowers if necessary to collect the amount owed 
• Coordinating with specialists : Working with collection specialists to negotiate positive accounts during field visits 
• Ensuring professionalism : Handling accounts with professionalism and ensuring they are handled properly 

Key Competencies and Skills

• Love for sales
• The patience and ability to engage customers in conversation.
• Must have Bike and Driving License
• Same Phone number must be mentioned in resume and his Use.
• Must Have aadhar and pan Card and KYC should be completed.

Education and Experience

• Graduate fresher or Undergrad
• Having Field experience is an add on advantage

Utkarsh Small Finance Bank Limited (USFBL),(NSE/BSE UTKARSHBNK) incorporated on April 30, 2016, is engaged in providing banking and financial services with a focus on providing microfinance to the underserved and unserved sections of the country.