Territory Collections Manager Job in Kolkata at Tata Motors Finance Limited

Key Objective of the Job:

The key objective of the Territory Collections Manager role is to lead and manage the collection efforts within a specific territory. Responsibilities include optimizing collection processes, achieving collection targets, training and supervising collection agents, maintaining client relationships, and ensuring adherence to regulatory requirements and company policies.

Key Deliverables:

Collection Activity

• Achieve assigned collection target through CREs assigned to them
• Achieve assigned target on KPA parameters

Customer Relationship

• Maintain constant touch with specific customer groups who are difficult to reach through CREs
• Visit and meet customers

Managing Team

• Manage the team of LREs/CREs/AMRs
• Should align individual work and performance with the broader team to achieve mutual outcomes
• Makes sure self and team adheres to the team's expectations and guidelines, fulfils teams responsibilities and should demonstrate personal commitment to the team.

Document Management

• Ensure all collection documents are submitted correctly and on time

Audit Compliance

• Ensure strict audit compliance as per company norms for self and team

Managing Branch

• Ensure smooth functioning of branch collection without any issues
• Manage the repossession activity of the branch

Vendor Management

• Managing Vendors (Collection agency & Repo agency)

Education Qualification:

• Graduate

Specialized job competencies:

Functional Competencies

• Communication
• Negotiation Skill
• Market/Industry Knowledge
• Knowledge of Collection (Policy, Procedures & Scheme)
• Computer and analytical skills

Behavioral Competencies

• Execution Excellence
• Customer Centricity
• People Leadership.

Hiring Parameters:

• Minimum 0-2 years’ experience in handling commercial vehicle preferably in Bank in/NBFC industry
• Legal Knowledge would be an added advantage
• Should have computer knowledge (MS Excel, PowerPoint, Word)

TMF in partnership with Tata Motors Limited, brings with it more than 58 years of captive financing expertise. Our product portfolio ranges across new asset financing for Passenger Cars, Utility Vehicles, Commercial Vehicles, Motor Insurance, Used Vehicle and Construction Equipment financing. TMF is currently the largest financer of vehicles manufactured by Tata Motors in India and poised to grow rapidly over the next few years.