State Credit Manager Job in Hyderabad at IKF Finance Limited

Key Responsibilities:

• Evaluate and approve loan proposals within delegated authority for Used SLCV, Car, HCV & CE segments.
• Ensure compliance with credit policy, risk parameters, and lending norms.
• Conduct portfolio analysis and monitor delinquency trends to maintain portfolio quality.
• Coordinate with sales and collections teams to ensure healthy business growth and controlled credit risk.
• Guide and train branch credit officers on policy, underwriting standards, and documentation.
• Support audits, credit reviews, and implement corrective actions as required.
• Liaise with risk, operations, and policy teams for continuous process improvement.
• Ensure timely turnaround of loan applications and maintain high-quality credit decisions.

Desired Candidate Profile:

• Graduate/Postgraduate in Finance, Commerce, or Business Management.
• 5-10 years of credit experience in vehicle finance (SLCV, Car, HCV, CE).
• Strong analytical, decision-making, and leadership skills.
• Proficiency in financial analysis, risk assessment, and market understanding.

IKF Finance is among India’s prominent Non-Banking Finance Companies (NBFCs) with 30+ years of experience in the asset financing business.

We started our journey in 1991 with the primary objective of catering to the funding needs of small road transport operators. Over the years, we have expanded our product profile to serve the diverse financial needs of customers.