Sales Officer MSME Lending Job in Hyderabad at DG Advisors P Ltd

Responsibilities

• The main objective is to acquire a customer for the company by selling a loan product to the MSME segment customer.
• Research and evaluate the financial status of the person applying for a loan.
• Evaluate the credit value by processing the loan applications and documents within particular limits.
• Interview the loan applicants to determine their financial eligibility and prepare the feasibility report for granting loans.
• Determine all applicable metrics and ratios and set up debt payment plans.
• Communicate with the clients to provide information and to forward their loan requests.
• Approve loans for eligible applicants and reject the ones who are not eligible. Justify the approvals/rejection decisions by filing reports about the same.
• Complete loan agreements and counsel clients on limitations and policies.
• Have an excellent understanding of the different types of loans and other financial services.
• Maintain and update loan files and accounts records.

Requirements

• Excellent knowledge of computers and banking programs/applications.
• Outstanding interpersonal and communication skills.
• Excellent Sales and Marketing skills will be an added advantage.
• Sound understanding of direct and indirect lending practices and products.
• Excellent knowledge of the current affairs of the real estate industry.
• Outstanding customer service skills.
• Exceptional time management skills.

Note:

Work From Office, Field Job