Sales Officer (Home Loans) - Rajasthan Job in Jaipur at HDFC Sales

Purpose:

Will be responsible for meeting targets, identify new sources from assigned geography, and maintain good relationship with sources, achieving efficiency of assigned geography and sources there by achieving the desired productivity expected by the company.

Job description:

• Responsible for lane to lane/ Area mapping of Area/ Geography at regular intervals with the help of supervisor. Identify new sources in the allocated Area/ Geography and inform the progress to reporting manager during team huddle.
• Knowledge of the entire geography.
• Ability to plan and map the allocated geography into areas/lane to lane.
• Ability to use tools and resources to identify potential sources.
• Responsible for managing the relationship with all sources assigned and identified by him in his geography/area.
• Ability to understand the potential and ensure the expected LSR, SLR and MS of the source.
• Knowledge and ability to use various tools which can be utilized to improve relationship and ratios.
• Responsible for maintaining reports related to sales and all his activities in the prescribed format. Should maintain diary on daily basis in the prescribed format of activities.
• Knowledge of various reports to be maintained 
• Ability to capture data in the prescribed format
• Ability to understand and perform all functions of diary
• Responsible for identification of channel partners
• Knowledge of BSA empanelment process.
• Ability to identify the potential channel partner
• Ability to identify whether the BSA falls within the norms and category defined.
• Responsible for attending team huddle on a daily basis as per the set process
• Knowledge of daily morning huddle process
• Ability to provide data in the prescribed format based on business requirements.
• Responsible for enhancing the customer experience by developing and maintaining relationship with customers
• Knowledge of all products of HDFC and competition
• Ability to sell products and provide required services to customers
• Knowledge of KYC documentation
• Knowledge of legal documentation and technical process
• Knowledge and ability to use sales kit
• Ability to analyse credit document and derive eligibility
• Ability to handle objections

Behavioral Competencies

Must Have:

• Customer Relationship Management, Source Management 
• Geography Mapping, Sales Management
• Conversions, Handling Customer Objections

Good to Have

• Creativity
• Working from Service perspective
• Logical Reasoning

HDFC Sales offers financial management solutions to individuals encompassing among products like Home Loans, Life Insurance, General Insurance, Mutual Funds, Fixed Deposits and National Pension System.