Sales Officer Job in Moradabad at Hinduja Housing Finance

Principal Accountabilities:

• Identify sourcing contacts and network with such contacts for referral of leads from the following sources 
• Officials in the Town Planning office / Panchayat Offices 
• Small builders and contractors 
• Civil Engineers / Planners / Draftsmen 
• Hardware stores, dealers of building and construction materials such as cement, steel, aggregates, sand etc 
• Local Masons / petty contractors 
• Real estate and land developers 
• Real estate brokers 
• Officials in the sub-registrar office etc 
• Propagate our company and the schemes in all commercial , industrial, educational, service establishments and in the market in the location an carryout the following activities 
• Conduct events in the premises of such establishments  
• Distribution of brochures / pamphlets / promotional materials at identified establishments 
• Network with traders association / professional association etc for promoting the brand, get the members list and do promotional campaigns
  Identify construction projects in the market through open market / direct market sourcing
  Responsible for transactional sales, Operational, administrative/support activities for achieving the set targets / objectives. 
• Analyzing of business trends and target figures to formulate new strategies 
• Initial screening of the proposal – getting the application from the prospect and screening using the ‘Tab Application’; Communicate ‘in principle’ approval based on the customer selection criteria inbuilt in the ‘Tab Application’ 
• Coordinate with the Cluster Manager for proper appraisal of the proposal, complete the pre-sanction documentation, communicate formal approval of the proposal and collect processing fee from the customer 
• Complete post-sanction documentation, coordinate for legal and technical evaluation, complete documentation and registration (including registration of mortgage on the property) and draw up loan disbursement schedule based on progress of construction 
• Coordinate for technical visit to check progress in construction and complete disbursement 
• Collection Follow-up 
• for pre-EMI collection during the construction stage until final disbursement 
• for first EMI presentation and clearance c. for ECS / ACH bounces and collect the EMI within the same month from the bounce cases every month 
• ensure there are no delinquencies in the location where delinquency is defined as over 30 DPD       

Specific Skills:

• Strong presentation skills. 
• Ability to Organize, multitask, and work under pressure 
• Confidence in your own abilities. 
• High degree of self-motivation. 
• Passion for selling. 
• Personal ambition. 
• Resilience and persistence 
• Computer literacy, digital marketing understanding                                

Hinduja Bank (Switzerland) Ltd. was established in 1994 as a Swiss Banking Institution with a business model based on offering individuals and institutions with strong entrepreneurial and growth interests,