Risk Analyst: AVP Job in Mumbai at Deutsche Bank Group

Deutsche Bank is hiring for the role of Risk Analyst: AVP!

Responsibilities of the Candidate:

• Undertake accurate and timely credit analysis of counterparties (including Corporations and FIs) by identifying business and financial risk based on an understanding of business model, financial statement analysis, preparing cash flow model/ forecast, and peer analysis.
• Write Rating reports and credit reviews/analyses for recommendation to Senior members for approval.
• Active participation in Live trades with onshore credit officers (KCP) by understanding the trade dynamics, providing your recommendation, and completing the credit write-ups (Addendum) for the same.
• On-going monitoring & surveillance of assigned international portfolios, including rating changes, market/industry developments, news events, etc, and assessing the impact on credit worthiness of the counterparty, keeping DB’s exposure in mind.
• Understand the various banking products (including Trade Finance and Derivatives) and credit documentation for the same. Support the KCP with appropriate checks and their inclusion in the credit reviews.
• Monitor limits/exposure: Updating Limit amendments and credit-relevant data updates in the credit system. Exposure monitoring and timely clearance of Excess tickets. Timely monitoring of covenants and regular discussion with KCPs.
• Manage your own credit portfolio and assist senior decision-makers in making informed decisions based on your recommendations.
• Interface directly with the Credit officers (KCP) and other stakeholders (business side, Exposure management, and various ops teams) to ensure a complete understanding of DB’s exposure and timely completion of the credit reviews.
• Participate in ad-hoc projects related to portfolio exercises (industry/regional exercise), regulatory developments, sector notes, audit exercises, and support onshore KCPs for various business strategies.
• Ensure compliance with relevant and applicable local and global regulatory and policy requirements.

Requirements:

• Relevant professional qualifications are MSc / MA / MBA / CA / CFA, etc.
• Relevant work experience in credit underwriting
• Strong analytical skills, knowledge of financial markets and economic/industry trends
• Strong accounting background, knowledge of financial ratios, financial statement analysis, cash flow projections, or project finance