Risk Analyst Job in Bengaluru at Smart Coin Financial Private Limited

Smart Coin Financial Private Limited is hiring for the role of Risk Analyst!

Responsibilities of the Candidate:

• Understand the credit policies for various Banks and NBFCs in the Indian lending space - Provide thought-leadership on improving customer acquisition strategies, developing statistical credit models, and communicating analytical and credit ideas 
• Monitoring existing models by designing tests and experiments to measure and evaluate customer credit behavior 
• Monitor the acquisitions funnel, model performance and portfolio trends to develop strategic lending and business insight 
• Work with technology and business team to build out new credit acquisition and risk management capabilities and refine existing ones 
• Ideate and help launch next-generation lending products and structures that will drive the next round of innovation
• Monitoring monthly transactions and provide a report on planning and risk management 

Requirements:

• 2 Years of experience in credit-policy, underwriting strategies, and risk modeling 
• Experience in credit risk for short-term unsecured loan products as personal loans and credit cards, in the Indian market 
• Experience in developing lending, customer acquisitions and/or portfolio management strategies 
•  Proficiency in analytical skills with SQL, Excel and BI dashboards. Programming knowledge of Python, R is a bonus.
• Comfort in re-defining frontiers and passion for doing cutting-edge work in unsecured credit risk.