Research Analyst (Project Finance) Job in Pune at CRISIL

CRISIL is hiring for the position of Research Analyst - Project Finance!

Responsibilities of the Candidate:

• Analyzing information such as financial statements, operations/progress reports, asset summary reports, and debt structure.
• Preparing deep-dive financial models with driver-based revenue estimations and financial projections for 5-7 years.
• Perform financial statement analysis, undertake research and analysis of the project/entity based on thorough research from loan origination documents, prior annual assessments, secondary resources, etc.
• Prepare a detailed credit assessment report and elaborately discuss the project’s/company’s business model, funding mix, strengths, and weaknesses and evaluate its operational and financial risk profile (Cash flow, debt servicing assessment, etc.). Provide industry overview (operating market environment) and likely company position within the industry based on secondary research.
• Perform credit evaluation of borrower transaction history, underlying collateral, covenant monitoring, covenant projections, and suggesting early warning signals (if applicable).
• Regular interaction with clients to discuss key assumptions for projections, share insights, discuss queries, etc.
• Supporting the client with any ad-hoc research requests related to the portfolio.
• Engaging with the client regularly and suggesting innovative ways to enhance client engagement.

Requirements:

• 1-3 years of work experience in project finance modeling (mainly for infrastructure projects); experience in going through a large number of legal documents would be preferred
• Hands-on experience in detailed financial modelling in-depth credit analysis and credit research
• Experience in preparing detailed credit assessment reports
• Reasonable understanding of the lending process, bank guarantees, and covenant monitoring.  
• High level of attention to detail and accuracy
• Clarity of thought and an acumen to solve complex problems
• Excellent analytical abilities
• Effective time management, written and oral communication skills
• MBA or CA or Master’s (finance) degree preferred. CFA is a plus
• Bring domain expertise in project financing operations and act as Subject Matter Expert
• In-depth understanding of financial statement linkages, experience in working on complex financial models, and strong fundamentals
• Experience in credit analysis, credit research, and detailed report writing
• Reasonable understanding of the lending process, bank guarantees, and covenant monitoring