Research Analyst - Credit Research & Corporates Job in Mumbai at CRISIL

CRISIL is hiring for the position of Research Analyst - Credit Research & Corporates!

Responsibilities of the Candidate:

• Work with a team of Portfolio Managers covering High Yield/ Private US Corporates, and assisting them in their investment decision
• Interacting with the management of companies under the portfolio to seek additional information and present the investment opinion of the company
• Preparing financial models including calculations of key credit quality determinants, and demonstrating strong proficiency with Excel, financial models, financial data, and financial statement analysis
• Structuring & underwriting loans by analyzing revenue model, value proposition, industry & customer dynamics, investment attributes, risk & mitigants, historical & projected financials
• Preparing opinionated credit reports based on fundamental analysis for a set of assigned credits/companies
• Making recommendations to the credit committee for loan approvals, interest rates & yield pricing
• Regularly interacting with Portfolio Managers to discuss deliverables, credits, and deals
• Preparing thematic presentations and industry decks, such as those highlighting key sector trends, emerging risks, or potential turnaround candidates
• Close monitoring of the assigned portfolio
• Support the client with any other ad-hoc research requests
• Engage with client teams proactively and suggest new ideas to enhance client engagement

Requirements:

• Background in conducting credit analysis of corporates with exposure to Healthcare, Software, and Digital infrastructure will be preferred. Should be able to independently create, update, and forecast financial models
• Strong knowledge of fundamental credit analysis with an ability to identify bonds and recommend buy/sell/hold ideas
• Good understanding of covenant analysis, capital structure analysis, and recovery analysis
• Independent and decisive mindset
• Critical thinking skills
• Excellent written and oral communication skills
• Good awareness of global financial and macroeconomic trends