Research Analyst Job in Mumbai at CRISIL

CRISIL is hiring for the role of Research Analyst!

Responsibilities of the Candidate:

• Work with a team of onshore analysts to cover the credit portfolio of corporates, Public Sector Entities, and GREs
• Preparing opinion-based credit reports and financial models based on fundamental analysis for a set of assigned credits/companies
• The credit assessment process requires the following:
• Undertake research and analysis of an entity through a thorough assessment of its credit strengths and weaknesses and weighing its business and financial risk profile.
• Understand the potential for sovereign or parent support would need to be factored into the credit assessments.
• Prepare a detailed credit assessment report and elaborately discuss the company profile and credit risk considerations.
• Prepare and update detailed financial models encompassing financial analysis, capital structure analysis, calculation of key credit quality determinants, and financial projections (up to 7 years).
• Determine and recommend ratings to the entity based on the internal rating framework and methodology.
• Regular interaction with clients to discuss reports as well as workflow
• Support the client with any ad-hoc research requests including sector research
• Engage with client teams proactively and suggest new ideas to enhance client engagement
• Train new hires and mentor juniors in the team

Requirements

• Experience in deal financial modeling/ surveillance/ portfolio monitoring and credit analysis
• Good understanding of banking regulations, calculation of key credit metrics, and capital ratios
• Reasonable understanding of banks' internal systems  
• MBA CA or Master’s degree preferred; CFA certification is a plus
• 1-7 years of work experience preferably in credit risk/credit research
• High level of attention to detail and accuracy; Diligence and hard work
• Organization skills and the ability to manage and prioritize workload
• Good understanding of MS Office products