RB - Collection & Underwriting Job in Mumbai at Axis Bank

Axis Bank is hiring for the post of RB - Collection & Underwriting!

About:

Axis Bank is the third largest private sector bank in India. The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture, and Retail Businesses. The Bank has a large footprint of 4,594 domestic branches (including extension counters) with 11,333 ATMs & 5,710 cash recyclers spread across the country as of 31st March 2021. The Bank has 6 Virtual Centres and has over 1500 Virtual Relationship Managers as on 31st March 2021.The Overseas operations of the Bank are spread over eight international offices with branches at Singapore, Dubai (at DIFC) and Gift City-IBU; representative offices at Dhaka, Dubai, Abu Dhabi, Sharjah and an Overseas subsidiary at London, UK. The international offices focus on Corporate Lending, Trade Finance, Syndication, Investment Banking and Liability Businesses

Responsibilities of the candidate:

• Approval Rates, basis the target will be reviewed for the year for the location - Approval rates for all the locations - for the full year.
• Approval Rates-CC/OD/Card Power/Secured Loans, basis the target will be reviewed for the year, for the location - Approval rates for all the locations - for the full year.
• Turn around time (TAT) from Login to Sanction - Login to Sanction for all products as confirmed.
• Turn around time (TAT) - Legal & Technical - L&T login to L&T Sanction for all secured products as confirmed.
• Early Warning Signal- Location-wise FPD for term Loans - Location-wise FPD % for Business Loan as confirmed.
• Risk Management
• Audit & Compliance, Basis Internal & Concurrent audit conducted & Report submitted. - Based on Internal & Concurrent audit conducted & Report submitted
• PSL Accuracy at the product level needs to be maintained. Source- Audit report.
• Review, Renewal, Pendency - Timely inspection, Monitoring of accounts
• Training, Process improvement, Special assignment, support provided to Existing CPC, policy feedback, vendor management, participation in pilot runs/testing etc. Feedback from CO team & Zonal Credit Manager/National Credit Manager - Job enrichment & Training initiative, Support to new locations & products. Feedback from Head Credit & Other stake holders will be the source.