Portfolio Manager-Business Loans Job in Hyderabad at Kotak Mahindra Bank Ltd

Kotak Mahindra Bank is hiring for the role of Portfolio Manager-Business Loans!

Responsibilities of the Candidate:

• Understand client's business & provide appropriate working capital solutions across Fund/non-fund based products like Cash Credit, Demand Loan, Buyers credit, LC, BG, etc.
• Work closely with Branch Banking teams for new customer additions. 
• Penetrate clients with various products like Current Account/Term Deposits/Transaction Banking/Trade Finance for the primary Relationship and group companies.
• Build relationships with key persons (CFOs/ promoters) in the target segments & build client trust & confidence. 
• Focus on continually increasing the Book size and profitability of the assigned portfolio.
• Understand client business models, trade-related activities, cash flows, etc., and identify opportunities and grow client relationships. 
• To be alert on competitive elements in the target segments (viz. other banks etc.) and augment the presence and penetration of the Kotak brand in the target market.
• Maintain high caliber client service. 
• Improve efficiency by monitoring & overseeing continuous improvement of processes.
• Have a rapport with the operating units to customize and develop solutions.

Requirements:

• Excellent written and oral communication skills 
• Preferably MBA/ CA 
• Experience: 2-3 years experience in the local market preferably some background in Credit and sales Knowledge is required - ability to get the customer to buy into the asset proposition- loan amount, rate & fees.
• Strong oral and written Communication
• Relationship Management Skill 
• Good influencing skills 
• Job Knowledge- The candidate would need to handle Sales for a gamut of products like BL, OD, and CC.