Officer: Credit Risk Analyst, ICG Risk Analysis (IRAU) Job in Mumbai at Citi

Citi is hiring for the role of Officer: Credit Risk Analyst, ICG Risk Analysis (IRAU)!

Responsibilities of the Candidate:

• Assess the credit and financial strength of Citi’s counterparts by performing a fundamental credit analysis of counterparties using both quantitative and qualitative factors.
• Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Counterparties based on independent assessment and judgment completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite.
• Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to IRAU Team Leads, ICG Risk, and BCMA partners.
• Partnership with applicable regional and industry stakeholders in BCMA and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios.
• Support ICG Risk Analysis Voice of the Employee (VOE) initiatives.

Requirements:

• Fundamental analytical skills, including an understanding of key financial components (liquidity position, leverage profile) with the ability to identify root causes and trends and anticipate horizon issues
• Basic understanding of Credit Policy and procedures; proactively refers to resources as needed
• Demonstrates ability to identify potential risk issues that need escalation and escalate them promptly
• Assists colleagues in identifying stretch opportunities to elevate individual and team performance
• Proven culture carrier
• Interpersonal skills, with the ability to build relationships and exert influence with and without direct authority
• Organizational skills with the ability and willingness to work under pressure and manage time and priorities effectively
• Written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
• Microsoft Office (Word, Excel, and PowerPoint) skills
• BA/BSc or higher degree in Business (MBA), or any other related subject