Officer Analyst - Credit Underwriter Analytics Job in Mumbai at Citi

Citi is hiring for the role of Officer Analyst - Credit Underwriter Analytics!

Responsibilities of the Candidate:

• Assess the credit and financial strength of Citi’s most complex Large Corporate Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
• Monitor the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to LFU Underwriters, Risk, and BCMA partners
• Evaluate and gain a strong understanding of clients' business model, financial performance, and key credit drivers across various industries, through both due diligence process as part of transactions and ongoing credit monitoring responsibilities
• Assess the borrower’s cash flow profile by building projection models used in assigning a regulatory rating and driving decision on the extension of credit to highly levered obligors
• Provide analytical support across LFU’s core functions: (1) Leveraged Lending transaction origination and credit approval; (2) portfolio management and early problem recognition; (3) global leveraged lending-related projects and strategic initiatives

Requirements:

• 1-6 years of credit analysis, origination, or relevant credit experience
• Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to form independent opinions on credit and recognize emerging risks)
• Team player with a strong work ethic who also works well with others at all levels
• Strong organizational skills with the ability and willingness to work under pressure and manage time and priorities effectively
• Advanced knowledge of Microsoft Word, Excel, and PowerPoint
• Three statements of financial modeling experience
• Ability to take on demanding responsibilities and work independently, while juggling multiple tasks at one time effectively manage deadlines and juggle multiple tasks at once  
• Awareness and adherence to the control environment including Quality Assurance and Quality Control
• Education: MBA CFA or CA