InP - Deposit/Loan Operations Analyst Senior Job in Gurgaon at FIS Global

FIS Global is hiring for the role of InP - Deposit/Loan Operations Analyst Senior!

Responsibilities of the Candidate:

• Reviews analyzes, and interprets correspondence related to account maintenance.
• Ensures loan applications comply with governmental regulations and requirements by reviewing complex legal documents and regulatory requirements (Loan Operations Analyst).
• Performs quality control on new and existing loans using internal reports and loan documentation to verify data input is correct and documents accurate and in regulatory compliance. (Loan Operations Analyst).
  
• Communicates professionally with clients and third parties through multiple channels (phone, email, workflow tools).
  
• Researches and resolves internal and externally submitted account questions and problems.
  
• Performs high-risk task processing including maintenance on accounts having regulatory or monetary implications, e.g., payment/research corrections, credit bureau dispute research, Reg Z disputes, loan payoff processing, fee processing, and loan modifications. (Loan Operations Analyst).
• Meets production standards for account servicing tasks:
  
• Completes account maintenance.
  
• Processes loan payoff requests. Processes paid loans.
• Follows up on insurance information, and processes insurance on accounts
• Processes payments and payment exceptions.
• Performs escrow analyses. Prepares and executes annual escrow analyses.
  
• Monitors daily reports and follows up as required.
  
• Performs quality reviews of mortgage and consumer loans.
• Reconciles general ledger accounts.
• Researches credit bureau disputes. May make decisions on appropriate actions.
  
• Performs various deposit processing tasks (Deposit Operations Analyst):
  
• Processes account closure requests.
• Disburses funds to the appropriate endpoint. Places requested hold and stops.
• Processes card-related requests (adjusting card limits, requesting new cards.
  
• Handles client’s correspondence (incoming, and returned mail).
  
• Generates correspondence for customers to service accounts.
• Processes returned items, researches encoding errors, conducts large-dollar signature verifications and reviews EARNS notifications.
  

Requirements:

• Experienced role with demonstrated knowledge of deposit and lending procedures and regulatory requirements.
• Applies advanced skills to job or specialization.
• Adapts procedures, processes, tools, equipment, and techniques to accomplish requirements of the job.
• Duties and tasks may be non-routine. May serve as a resource to others to resolve most problems and issues.
• Relies on experience and judgment to plan and accomplish assigned tasks and goals. Works under general supervision. May be designated as “lead” worker.
• May perform quality checks for other Analysts. Make recommendations for process improvements as appropriate.
• Typically requires five or more years’ experience in a banking or financial services environment.