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Deputy Area Manager - Debt Management Job in Kayamkulam at Bajaj Finserv

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Deputy Area Manager - Debt Management

Bajaj Finserv

  Full Time Job

  Not Disclosed

  1-2 years

  Posted  30+ days ago

Location
  • Kayamkulam
Skills Required
  • Problem Solving
  • Data Analysis
  • Communication Skills
  • Leadership Skills
About this Job

Bajaj Finserv is hiring for the role of Deputy Area Manager - Debt Management!

Responsibilities of the Candidate:

  • Achieve collections targets by visiting customers/agencies.
  • Monitor performance against set parameters and provide regular updates along with proper guidelines.
  • Review milestones and track progress effectively.
  • Ensure all legal guidelines are strictly followed during the repossession of products.
  • Travel with Relationship Officers (ROs) for on-ground supervision.
  • Allocate cases timely among team members.
  • Maintain proficiency in Excel for data tracking and reporting.
  • Conduct daily tracking of team performance and prepare performance reports.
  • Maintain accurate records of customer interactions and transactions.
  • Handle escalations promptly and resolve issues effectively.
  • Manage Daily Risk Reports (DRR) efficiently.
  • Develop and implement strategies to improve collection rates.
  • Counsel and groom direct reportees to enhance and refine their skill sets.
  • Manage a team of collection officers to achieve overall targets.
  • Identify and rectify problems encountered during the collection process.
  • Monitor and analyze average collection reports to improve performance.
  • Oversee Legal Recovery for Urban NPL/Wheels (Vehicle Finance), including repossession and legal management.
  • Handle Litigation and Case Management, ensuring compliance with company and regulatory policies.
  • Mitigate risks and ensure adherence to compliance guidelines.
  • Prepare and maintain accurate reports and documentation related to collection activities.

Requirements:

  • Proven experience in debt recovery, collections, or credit control roles.
  • Strong Excel proficiency for daily reporting and data analysis.
  • Hands-on experience in vehicle finance recovery or urban NPL management preferred.
  • Knowledge of legal recovery processes, litigation handling, and compliance frameworks.
  • Strong communication, problem-solving, and leadership skills.
  • Ability to travel as required for field operations and team management.
  • Prior experience managing a collections team and achieving performance targets.
Eligible Degrees
MBA / All Courses
Bachelor of Technology/Engineering / All Courses
Master of Technology / All Courses
Bachelor of Arts / All Courses
Bachelor of Science / All Courses

+96 More

Who can apply
Work Experience: 1-2 years
Eligible Graduation Years: 2024, 2023, 2022
Documents Required

1. Resume

2. ID Proof (e.g. Aadhar Card, PAN Card, etc.)

About Bajaj Finserv
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