Credit Risk Manager Job in Bangalore at Meesho

Meesho is hiring for the role of Credit Risk Manager!

Responsibilities of the Candidate:

• Analyzed credit policies using Meesho platform data, bureau data, and alternate data.
• Created Scorecards and models (Application Score, B-Score, Collection Scores).
• Designed experiments to test cohort behavior and experimental policies.
• Identified leading indicators / EWS.
• Automated reporting and tracking of the portfolio on multiple levels, Ops performance measures, key performance indicators, and associated drivers.
• Refined the Credit policies based on data and created new policies to lend in unexplored segments.
• Developed ML models using a methodology that includes creation, development, tuning, validating, monitoring, calibrating wherever required, and creating strategies on top of it.
• Coded up BRE, automated credit policies as well as underwriting decisions if need be

Requirements:

• 3-5  years of relevant Fin-Tech experience, preferably in Digital Unsecured Lending, with products like business loans ( SME ) ,  BNPL and PL ( Consumer )
• Drive and conceptualize projects on Risk and Data science
• Strong RCA skills along with excellent critical thinking skills, combined with the ability to present your beliefs clearly and compellingly, both verbally and in written form
• Working knowledge of SQL, Big Data systems like Hive, metabase or any  other database for data mining in structured as well as unstructured data analytics
• Expertise in PD, EAD , LGD modeling in Python environment
• Ability to thrive in a fast-paced, collaborative environment 
• Engineering or Masters in Statistics or Data SciencePrior experience in fast paced Credit Risk policy , Risk  Analytics or Decision Science team