Credit Risk Intmd Analyst Job in Mumbai at Citi Bank

• Provides analysis of a business's financial trends, indicators, and other client data for presentation to the Underwriting Manager for further discussion and consideration.
• Manages the risk associated with new and existing borrowing relationships through the following:
  • Performs spreads of client business financial statements.
  • Creates Customer Accounting Systems’ through a Credit Platform.
  • Recognizes potential client risk through early warning systems.
  • Performs periodic financial statement reviews.
  • Tracks established financial covenants.
  • Monitors compliance to borrowing base credit facility.
• Accompanies Underwriting Manager on customer site visits (when appropriate).
• Compliance with Citibank policies to ensure satisfactory ratings from internal and external auditors.
• Assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets, by driving compliance with applicable laws, rules, and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct, and business practices, and escalating, managing and reporting control issues with transparency.

Requirements: