Credit Risk Generalist Job in Hyderabad at HSBC

HSBC is hiring for the role of Credit Risk Generalist, GSC's!

Responsibilities of the Candidate:

• Oversee the organisation's credit risk exposure derived from banking and financial services activities.
• Generate periodic reports to ensure transparency regarding HSBC's risk profile, identify positions that contravene the Group's credit risk policy and tolerances, analyses and comments on market and portfolio developments and supports the implementation of risk valuation models.
• Meet and exceed PLA and KPI targets (Quality, RPH and Operating Efficiency).
• Produce MI as required.
• Observe trends in the application sourcing, quality of data and front office checks, customer profiles and exceptions to proposals and advice the Business to make improvements.
• Identify and escalate potential risks, operational and otherwise.
• Assist the front and back office staff with answers to queries on Credit Policy and processes and ensure that the controls and checks put in place by RCS are adhered to.
• Foster development of co-workers.
• Support achievement of team objectives.

Requirements:

• Bachelor’s degree, preferably from a Commerce or Finance background.
• Ability to speak and understand English fluently (Medium Voice skills)
• Ability to write business letters and reports
• Strong decision making and analytical skills
• Takes ownership and leads by example
• Takes opportunity to understand business beyond their own immediate work area
• Ability to understand and interpret numeric data.
• Flexibility to work shifts and in split week offs.
• Ability to handle varied responsibilities.
• Recognizes the need to escalate to management.