Credit Risk Associate Job in Bengaluru at Stripe

Stripe is hiring for the role of Credit Risk Associate!

Responsibilities of the Candidate:

• Work with merchants, from successful venture-backed startups to well-established institutions; evaluating their business models and financial statements
• Help manage Stripe’s portfolio by developing a deep understanding of risk across industries, geographies, and operating models
• Identify differing risks of complex business models and enforce appropriate loss mitigation actions based on your assessment
• Utilize analytics to optimize strategies which can be enforced across Stripe’s portfolio
• Identify risk factors and trends and further report these identifiers to the wider risk team to ensure consistency in partnership
• Identify gaps in current systems, policies and strategies, and recommend enhancements and process improvements
• Have an opportunity to learn how Stripe operates from the ground up and make a real impact on the future of the organization
• Be a part of building a brand new team and operational culture for Stripe
• Partner with global operations specialists or business process owners to run a critical workflow

Requirements:

• A minimum of 2+ years of experience with knowledge of commercial credit underwriting, financial risk modeling, and cash flow forecasting
• Ability to transform business and financial data into a cohesive narrative that outlines potential credit risks
• Strong knowledge of accounting principles and comfort with evaluating financial statements and business models across a range of industries
• You excel in analytical thinking and problem-solving
• You have a process-oriented mindset and the ability to get things done
• You enjoy working in an in-office environment with strong cross-team collaboration and support
• You can prioritize and enjoy working in a quick-moving environment
• You are humble and have a proven track record of working well across teams and with external partners
• Degree/diploma in Finance or Accounting
• Experience in payments, e-commerce, or fintech mitigating credit risk