Credit Risk - Analyst Job in Bangalore at J.P. Morgan India

JP Morgan is hiring for the role of Credit Risk - Analyst!

Responsibilities of the Candidate:

• Preparing credit risk analysis reports on assigned clients (business and financial analysis with a focus on credit issues) and recommending rating grades for the clients and facilities/exposures 
• Understand and keep yourself regularly updated on the Credit Ecosystem – Tools and applications, Policies, Procedures, Guidelines, and Systems required to perform the Credit Analysis of Real Estate Borrowers
• Developing strong knowledge of credit analysis for clients; regularly track sector developments on an ongoing basis
• Building expertise in the North America Commercial Real Estate sector; as well as in analyzing Real estate Operating Companies & Real Estate Investment Trusts
• Working with Underwriters/Portfolio Managers in North America and Portfolio Managers in India on multiple portfolio management activities 
• Develop and maintain open communication channels with Underwriters and Credit Executives 
• Contributing to various ad-hoc projects 

Requirements: 

• MBAs (with Finance specialization) / CAs
• 0-2 years of experience in credit risk; experience in the North American commercial real estate sector is preferred 
• Strong understanding of corporate finance and financial statements, including ratio analysis, cash flow analysis, and basic accounting principles
• Attitude and aptitude to learn and enhance knowledge of credit risk analysis; and passion for the real estate sector
• Deadline orientation; strong attention to detail and high accuracy
• Proficient in the use of Microsoft desktop tools (MS Word, Excel, and PowerPoint) and the ability to learn new tools, techniques, and applications
• Ability to work proactively & independently, as well as in a team environment
• Strong and effective communication skills – both verbal & written; and good interpersonal skills to be able to effectively present analysis and build strong relationships with stakeholders at various hierarchies