Credit Risk Analyst Job in Bangalore at PayPal

PayPal is hiring for the role of Credit Risk Analyst!

Responsibilities of the Candidate:

• Generate analytical insights to improve understanding of book performance and identify new opportunities for enhancements related to the EMEA Pay Later asset externalisation.
• Create foundational monitoring related to the new requirements to control book performance.
• Support external investor's understanding of the book with targeted analytics.
• Drive improvements to forecasting approaches for losses and repayments with direct P&L impacts.
• Refine risk classification efforts to improve related performance metrics.
• Make changes to existing processes to minimize operational risks and increase efficiency.
• Work with Business and Product partners to communicate the impacts of any issues with external partners.

Requirements:

• Bachelor/Master’s degree with 2+ years professional experience
• Data-driven mindset with a degree in a quantitative discipline such as Computer Science, Statistics, and Mathematics
• Proven experience in employing mathematical, statistical and data mining methods on real-world problems
• Proficient in data mining and familiar with SQL, BigQuery, SAS, Python, etc
• Must be an intuitive, organized analytical thinker, with the ability to drive analysis end-to-end
• Industry experience in payments, e-commerce, or financial services is a plus
• Exceptional written and verbal communication skills to influence cross-functional teams.