Credit Risk Analyst Job in Gurgaon at Criteo

Criteo is hiring for the role of Credit Risk Analyst!

Responsibilities of the Candidate:

• Uses financial statements to independently determine the financial condition of customers and decides credit limit recommendations for medium monetary value customers.
• Manages accounts of customers with medium credit limits independently.
• Resolves credit issues independently.
• Presents credit recommendations to management.
• Analyzes and researches customer's receivables account delinquency and determines the type of communication method to facilitate payment.
• Resolves disputes related to customer payment on delinquent accounts and negotiates and ensures payment from customers.
• Recognizes trends for non- payment and resolves the issues by engaging internal partners at all levels.
• Analyzes at-risk customers, Agencies, Partners and recommends account strategies to prevent delinquencies.
• May train new team members.

Requirements:

• First-level university degree with a focus on business or economics.
• 2 to 4 years of experience in credit internally or in banking.
• Strong written and verbal communication, negotiation, and conflict resolution skills.
• Developed accounting knowledge.
• Advanced understanding of credit processes, financial principles etc.
• Strong understanding of customer's internal payment processes.
• Solid problem solving and prioritization skills.
• Good computer skills.
• Solid understanding of risk mitigation tools.
• Basic project management skills.