Credit Risk Analyst Job in Mumbai at Citi Bank

Citi bank is hiring for the role of Credi Risk Analyst!

Responsibilities of the Candidate:

• Assess the credit and financial strength of Citi’s counterparts by performing a fundamental credit analysis of counterparties using both quantitative and qualitative factors
• Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Counterparties based on independent assessment and judgment completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
• Monitor the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to IRAU Team Leads, ICG Risk, and BCMA partners
• Partner with applicable regional and industry stakeholders in BCMA and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios
• Support ICG Risk Analysis Voice of the Employee (VOE) initiatives

Requirements:

• Fundamental analytical skills, including an understanding of key financial components (liquidity position, leverage profile) with the ability to identify root causes and trends and anticipate horizon issues
• Demonstrates basic knowledge of financial statements and GAAP accounting or similar governance relating to the country of operation
• Displays basic industry research capabilities, including risk and key drivers
• Basic understanding of Credit Policy and procedures; proactively refers to resources as needed
• Demonstrates ability to identify potential risk issues that need escalation and escalate them promptly