Credit Manager Job in Delhi at Aditya Birla Capital

Job Responsibility :-

• Heading Credit Underwriting and Risk Management for Unsecured Business Loan & managing all activities pertaining to the Sanction Life Cycle of all borrower accounts in the Area.
• Ensure timely completion of Personal Discussion documents through customer visits in High Value Cases like financial discussion based on balance sheet, non-financial discussion based on industry the client is into.
•  In-depth analysis of proposal considering PD, co-ordinate with Legal and Technical team.
• Preparing Credit Risk Appraisal Notes and presenting the proposals.
• Finalize review of credit memos, prepared by underwriters, and approval/ decline sign-offs on files after checking for documentation requests.
• Approve all disbursement requests on the basis of achieved adherence to requirements as per Policy or send to higher authority for approval.
• Responsible for pre and post sanction credit risk compliance and Control on post disbursement documents

Diversity, Equity and Inclusion (DEI) is embedded in our recruitment policies based on our business needs and candidates meeting the eligibility criteria such as qualification, skills and experience.