Credit Analytics Job in Gurgaon at Oaknorth

OakNorth is hiring for the role of Credit Analytics!

Responsibilities of the Candidate:

• Conducting detailed analysis of loan opportunities across various sectors in different geographies
• Developing detailed financial models comprising transaction details, financial statement analysis, projections, ratio analysis, and credit metrics, amongst others
• Conducting sensitivity analysis on projections – for stress testing on loans for serviceability
• Identifying deal-specific covenants that can act as early warning signals while monitoring loans
• Drafting credit reports with key takeaways on opportunity; report has to be concise, easy to read format for credit and risk to review and comment
• Maintaining detailed industry/market studies to understand the operating environment of borrowers
• Interacting with clients to discuss data gaps, inconsistencies, analytical frameworks etc

Requirements:

• Strong financial analysis – thorough understanding of accounting/financial concepts
• Ability to draft credit reports
• Strong communication skills – interacting with Debt Directors, clients & other stakeholders in the UK
• Personal drive (proactive), flexible, creative (thinks out of the box), result-driven, responsible, curious, team player and fast learner
• Hands-on attitude, willing/capable of understanding the big picture
• Ability to succeed in a culture where change and speed are part of daily work
• MBA/PGDM/CA/CFA from a reputed institute