Credit Analyst, Medium Enterprises Job in Bangalore at Standard Chartered

Standard Chartered is hiring for the role of Credit Analyst, Medium Enterprises!

Responsibilities of the Candidate:

• Keep the no of Credit reverts to a minimum, no more than 1 referback per BCA. Portfolio Control. Downgrade to GSAM < 90 days in EAR to be Nil. Audit – Overall grade satisfactory. 100% commitment to code of conduct. Timely completion of mandatory e-learning.
• Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines, and the Group Code of Conduct.
• Lead to achieve the outcomes set out in the Bank’s Conduct Principles
• Identify, escalate, mitigate, and resolve risk, conduct, and compliance matters.
• Embed Here for good and the Group’s brand and values, Perform other responsibilities assigned under Group, Country, Business, or Functional policies and procedures; Multiple functions (double hats)

Requirements:

• Bachelor's degree in finance, accounting, or a related field.
• Proven experience as a credit analyst, preferably in the medium enterprises segment.
• Strong financial analysis skills, including the ability to interpret financial statements.
• Knowledge of credit risk management principles and practices.
• Effective communication and interpersonal skills.
• Ability to work independently and make sound credit decisions.
• Familiarity with banking and financial regulations.
• Attention to detail and strong organizational skills.
• Role-Specific Technical Competencies
• Credit Analysis
• Ratio Analysis
• Deal Structuring
• Risk Identification and Mitigation
• Customer Delight
• Policy and Compliance