Credit Analyst Job in Indore at Standard Chartered

Standard Chartered is hiring for the job role of Credit Analyst!

Responsibilities of the Candidate:

• Provide support to achieve the Annual Business Plan through quick turnaround of NTB proposals and new deals. Evaluate all deals in terms of appropriate balance between reward and risk.
• Maintain thorough oversight on all credit aspects of assigned portfolio and proactively highlight risks.
• Timely and accurate performance of credit reviews and adherence to all aspects of policy and procedure.
• Accounts appearing  ASTAR closure within TAT with the help of RM.
• Full adherence to Credit Admin Framework and all related aspects.
• Adopt an Early Warning System to strengthen risk monitoring.
• Assist with co-management of stressed accounts with Collection to reduce impairments and strengthen recovery efforts.
• Embed usage of the Early Warning System and implement all aspects of the Credit Admin Framework.  All approvals under CAF, CB Business Delegations, CIAP, etc. to be taken accurately and in a timely fashion.
• BCA Quality: The number of Credit reverts is to be kept to a minimum, with no more than 1 refer back per BCA.
• Co-management of collection accounts to commence.
• Downgrade to Collection accounts< 90 days in the EAR to be Nil.
• Ensure overall audit grade is satisfactory.
• Portfolio Control: Overdue BCAs to be maintained within a 5% threshold.
• 100% commitment to the code of conduct.
• Timely completion of mandatory e-learning’s.

Requirements:

• Computer proficiency
• Graduate plus
• Lead through example and build the appropriate culture and values.
• Set appropriate tone and expectations from their team and work in collaboration with risk and control partners