Banking Operation Analyst Job in Gurgaon at NTT DATA

Responsibilities of the Candidate:

• Provide exceptional customer service while responding to all inbound/outbound inquiries including, but not limited to; general inquires, chargeback cases, fraud cases, and online disputes.
• Respond to cardholder requests for information pertaining to the status of their dispute/fraud claim as it progresses through the case lifecycle.
• Effectively analyze and process Fraud/Dispute cases using the TDR case management system, while ensuring all internal service levels are met.
• Responsible for all phases of the chargeback lifecycle in accordance with the Association Rules and Regulations.
• Proactively manage and investigate potential fraud cases.
• Process system generated Retrieval requests ordering Cardholder initiated supporting documentation where appropriate.
• Process cardholder and non-cardholder-initiated disputes for monetary recovery to the cardholder or financial institution in the First Cycle Chargeback.
• Respond to all merchant challenges and assessing next steps in the Second Cycle Representment
• Challenge merchant rebuttals to continue the recovery process in the Third Cycle Chargeback
• Decisioning Pre-arbitration, Case Filing and Good-faith Collections
• Maintain a thorough understanding of all the Association Rules and Regulations and communicate to cardholders on such matters.
• Identify potential fraud trends through effective case management for analysis and review by the fraud strategy team.
• Report on each fraud type as required.
• Adhere to established departmental escalation procedures, Quality Standard Guidelines defined by the client, and requirements and controls in relation to PCI compliance standards.
• Proactively manage and investigate potential fraud cases.

Requirements:

• Demonstrated analytical and problem-solving skills.
• Proficient in Microsoft Suite Applications.
• Excellent communication skills
• Personal qualities shall include adaptability, flexibility even-temperament, focused and reliability.
• Willingness to pursue continuous learning and self development.
• Demonstrated ability to work within time constraints.
• Working knowledge of PCs and strong keyboarding skills
• Positive attitude and demonstrated ability to get along with others.
• Demonstrated ability to implement change efforts.
• Excellent communication skills in English (listening/verbal/written) with emphasis on active listening, probing and negotiation skills - interpersonal skills are essential.
• Demonstrated ability to exercise judgment skills required in dealing with moderately complex situations.
• Minimum of 1-2 years of credit card and/or financial experience