AVP: Credit Analysis Associate Internship in Delhi at Barclays

Barclays is hiring for the role of AVP: Credit Analysis Associate!

Responsibilities of the Candidate:

• Credit and Transactional Risk Management - 70%
  
  • Assess a customer’s business and/or transaction structure through the analysis of business, transactional, market, and credit risks associated with the provision of the Bank’s products and services to the customer.
  • Develop highly thought out, top-quality credit analysis and solutions, with the view to obtaining credit approval from Credit Sanctions/Credit Committees.
  • Assist with the preparation of credit proposals for recommendation and presentation directly to the Sanctioner and/or Committee on behalf of the Relationship Point.
  • Create and verify customer grading and severity, ensuring the optimal use of financial modeling and grading tools.
  • Be responsible for the first-class analysis of financial information produced by customers. 
• Business Risk Partnership - 20%
  • Work very closely in partnership with Relationship Points on new credit applications, providing preliminary guidance on credit appetite and consulting with credit specialists under their own initiative, to shape bespoke customer/risk solutions.
  • Conduct with first class delivery of service in line with agreed service level agreements/customer-set deadlines.
  • Work in partnership with specialist/sales team colleagues and proactively anticipate, respond to, and seek to exceed the expectations of customers.
• Team Working - 10%
  
  • Develop and maintain a close working relationship with specialist/sales team colleagues and credit risk sanctions.
  • Coach, mentor and guide the junior analysts in the team to bring them up the learning curve and further hone their credit skills.
  • Be an SME and act as a role model for the team members.
  • Undertake and complete ad hoc projects as and when required, under your own drive and initiative.

Requirements:

• CA or MBA (CFA/FRM added advantage).
• Prior experience in corporate credit analysis in a bank or related industry.
• Ability to generate insights from data and information, assess the risk impact, and recommend action.
• Understanding of financial statements to enable appropriate interpretation of results.
• Deep understanding of corporate lending products, opportunity assessment, and deal structuring. 
• Familiarity with Microsoft Excel, Word, and PowerPoint.
• Conceptual thinking – find innovative ways to solve analytical problems.
• Ability to deliver accurate results within tight deadlines.
• Commitment and ability to work with cross-functional teams.
• Strong interpersonal skills.
• Oral and written communication skills with the ability to translate insight into a coherent story.