Analyst: US Mortgage Underwriting Job in Hyderabad at FinacPlus

FinacPlus is hiring for the role of Analyst: US Mortgage Underwriting!

Responsibilities of the Candidate:

• To Work on US Mortgage Underwriting Process
•  Experience in working on residential real estate assets.
•  Examines and evaluates documents such as Credit & Background reports, Loan application forms, financial statements, entity documents and all processing documentation.
•  Knowledge of all aspects of real estate including underwriting valuation, purchases/sales, due diligence, and legal, title and escrow documentation.
•  Understanding of property appraisal reports, insurance, title review, and multiple facets of a construction loan – from small renovations to ground-up construction.
•  Interface with all departments to obtain further information, quote rates, present proposals, and explain company underwriting policies.
• Verify market comparable for both rental values as well as property sale values.
•  Develops and maintains an up to date and sound knowledge of multiple loan product guidelines offered by the company and risk assessment tools used to decision loans.
•  Demonstrated ability to assess risks with experience presenting recommendations to senior management for approval.

Requirements:

•  A range of 2 – 4 years of experience in US Mortgage 12M/30 Year Loan Underwriting
•  Well versed with skills to review and analysis of Property Appraisals.
•  Strong knowledge of guidelines related to Fannie Mae and Freddie Mac.
•  Excellent oral and written communication skills, including presentations to senior management.
•  Bachelor’s degree in finance, MBA, M. Com, or other post-Grad Degree in Finance a plus
•  Advanced Excel Skills