Analyst - Residential Real Estate Job in Bangalore at SitusAMC
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Analyst - Residential Real Estate
SitusAMC
Full Time Job
Not Disclosed
3-4 years
Posted 30+ days ago
Location
- Bangalore
- Mumbai
- Pune
Skills Required
- Customer Service
- time management
- Bank statement
- pressure handling
About this Job
SitusAMC is hiring for the role of Analyst - Residential Real Estate:
Responsibilities of the Candidate:
- Review loan files for completeness and accuracy including but not limited to calculation and verification of income & assets, evaluation of credit reports, purchase contracts, appraisals, title commitments, VOE, tax returns, divorce decrees, and other loan pertinent compliance documentation.
- Evaluate debt & loan-to-value ratios, credit score, property valuation and various other factors.
- Determine and document loan conditions, and communicate requirements, and/or decisions.
- Identify scalability issues, potential fraud and portfolio risks based on trends, red flags, and client’s business practices.
- Maintain knowledge of all applicable agency and non-agency underwriting guidelines.
- Exhibit working knowledge of AUS to determine applicable loan conditions.
Requirements:
- Demonstrated understanding of mortgage guidelines and policies for VA, FHA, FNMA, FHLMC & USDA.
- Analysis and Calculation of qualifying income from various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc.
- Analysis of Credit Reports and Bank Statements
- Experience with both AUS and manual underwriting methods including DU and LP.
- Working knowledge of running and reviewing third-party loan-level Fraud Reports (Fraud Guard, Fraud Manager or DRIVE) would be preferred.
- Experience of working on Non-QM loans (Jumbo and Bank Statement Programs) in addition to AUS loans would be preferred.
- 3+ years of recent US Mortgage underwriting and/or due diligence (post-close) experience in the residential mortgage industry.
- Knowledge and familiarity with current mortgage policies/procedures, compliance laws and regulations and understanding of mortgage regulatory changes.
- High producer with attention to quality.
- Strong commitment to customer service and satisfaction.
- Excellent time management skills.
- Ability to work independently and to carry out assignments to completion within parameters of instructions given prescribed routines, and standard accepted practices.
- Detail-oriented, with superior verbal and written communication skills.
- Strong PC skills, with demonstrated proficiency with Microsoft Office.
- Must be able to work under pressure and meet deadlines, while maintaining a positive attitude and providing exemplary customer service.
- Demonstrate professional behaviour including a positive attitude, punctuality, dependability, understanding and adherence to company policies and procedures.
Eligible Degrees
+86 More
Who can apply
Documents Required
1. Resume
2. ID Proof (e.g. Aadhar Card, PAN Card, etc.)
About SitusAMC
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